I understand that is really hard to make a good balance healing with Templar, but i think this can really heal.
-The M-CRIT rate is not really the first problem, can get from Gem/Fortification Gears/EXP gears.
https://i.ibb.co/X5MJVK4/image.png i don't understand why this is actually PHY, for a Magic-like class
-The G-Healing is a pretty hard point to hit with Templar yes, but can get other way like from gears / trophy etc..